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1 Program applies to lien that is first home mortgages to buy or refinance a main residence in AL, AZ, CA, CO, FL, NM, & TX. All Borrowers and/or Properties qualified to receive the true home and HomeReady items are qualified to receive the assistance. The property must either be located in a FFIEC low or moderate income census tract, or the income of all applicants on the loan must be less than 80% of the FFIEC Median Family Income for FHA and VA loans. To see census tract and income limitation information, see . Total optimum support, including all lender credits, bank paid charges, waived fees, and pricing assistance cannot go beyond $3,500 for FHA or RESIDENCE and $2,500 for VA or HomeReady. a loan provider credit of $500 is likely to be used at closing, and charges is likely to be waived (an $1,100 value) for FHA, RESIDENCE and HomeReady. Extra support is used via an amount modification and differs by product and loan size. To buy deals, loan provider credits may not be utilized to offset costs or costs currently being compensated by the home vendor prior to the product sales agreement.

2 system relates to very first lien residential home mortgages to shop for or refinance a main residence in AL, AZ, CA, CO, FL, NM, & TX. All borrowers and/or properties entitled to the RESIDENCE Product qualify for the around $3,500 towards shutting expense along with other help. The property must either be located in a low or moderate income census tract, or the income of all applicants on the loan must be less than 80% of the FFIEC Median Family Income to qualify for the product. To look at census income and tract restriction information, see . Optimum Loan-to-Value is less for loans on condominiums as well as for particular other deals. Allowable down payment sources consist of money readily available, gift funds from family relations, and BBVA-approved down re payment help programs. Home insurance is necessary, including flooding insurance coverage where relevant. Optimum loan limitations and minimum equity down re payment demands use.

3 system pertains to lien that is first home loans to buy or refinance a main residence in AL, AZ, CA, CO, FL, NM, & TX. All Borrowers and/or Properties eligible for the product that is homeReady qualified to receive the as much as $2,500 towards shutting expense along with other support. See Fannie Mae’s HomeReady web site for earnings limits.

4 Some deals might need a payment that is down.

Certain restrictions use. Consult with a BBVA home loan specialist for details. All loans at the mercy of system eligibility, security and underwriting demands and approvals, including credit approval. HomeReady is really a subscribed trademark of fannie Mae. BBVA and BBVA Compass are trade names of BBVA USA, a known member regarding the BBVA Group. BBVA United States Of America, Member FDIC and and Equal Housing Lender.